Student Medical Mutual Aid

Purpose

  • The Student Medical Mutual Aid Association is operated to promote student welfare by providing appropriate medical expense support to CBNU students who receive treatment at designated medical institutions due to illness or injury.

Eligibility

Students who have paid the SMMAA membership fee are eligible for benefits.

  • Students who pay the fee before the semester begins will receive benefits from the first day of the semester.
  • Students who pay the fee after the semester begins will be eligible from the payment date.
Example: Payment made on February 21, 2021 → Benefits available from March 1, 2021

Loss of Eligibility

  • Students lose their eligibility upon graduation, leave of absence, expulsion, or death.

Designated Medical Institutions

  • All national primary, secondary, and tertiary medical institutions, including private clinics.

Medical Expense Coverage Criteria

Medical Expense Coverage Criteria diagram
Grade Coverage Details
Grade 1 (Death) General death: ₩5,000,000 / Work-related death: ₩10,000,000
Grade 2 (Injury) Full reimbursement of personal share up to ₩5,000,000 per year
Grade 3 (Inpatient Treatment) 70% of actual paid health insurance-covered expenses; Up to ₩800,000 per semester (includes outpatient costs)
Grade 4 (Outpatient Treatment) 70% of actual paid health insurance-covered expenses; Up to ₩400,000 per semester
※ For Grades 3 & 4: Only the actual paid portion of the insurance-covered expenses is reimbursed. Non-covered charges are excluded.

Exclusions (Limitations)

Medical expenses will not be covered under the following conditions:

  • Claimed amount is less than ₩30,000
  • More than 2 claims per semester for the same illness/treatment
  • Claim submitted over 6 months after final treatment date
  • Treatment occurred before SMMAA fee was paid
  • Treatment for cosmetic or elective surgery
  • Injury or death resulting from traffic accidents or violence

How to Apply for Medical Reimbursement

  • Submission Office: SMMAA Office, Student Support Division (2F, University Main Building 1-1)
  • Required Documents:
    • - SMMAA Application Form
    • - Medical Certificate (with diagnosis, code, and treatment date)
    • - Official Receipt
  • Deadline: Within 6 months from the treatment date
    • - Graduating students: By graduation date
    • - Completing coursework students: By end of semester
    • - (6-month limit does not apply to these students)

Additional Information

  • Students treated at Jeonbuk National University Hospital receive a 20% discount on both covered and non-covered charges (excluding material costs), provided that a certificate of enrollment is submitted within 7 days of the treatment date.
  • For further inquiries, contact the Student Support Team:
    - tel : +82-63-270-4358
    - E-mail : student@jbnu.ac.kr
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